Please read the following Terms of Use and print a scan copy of it for future reference.

Permission to gather/verify data

By using Payday Wish you permit us to verify your provided information into the application. We may also use your information to get additional data to process the loan application. The information that comes from several sources like consumer reporting agencies might be shared with our employees, affiliates, partnered lenders to get the best loan offer for you. If your loan is approved, we will use your bank account details to effectively process the payments.

Important Information Collection

To help the government to fight with financial spam, fraud and money laundering activities, Federal law restricts all the financial institutions to collect, verify, and record the information of each person who takes the services.

It clearly meant that when you applied for a loan, we will ask for your name, address, date of birth to verify your identity. We may also request you to show your valid driver's license or other government identification proofs.

Collection, Bank Account Information

If the loan of a customer is approved, we need his/her bank information to process the payments. Also, as a part of our collection process, we need extra bank accounts under the authority of the customer. These additional bank accounts are a part of the application process.

Credit Reporting Disclosure

We need to make some credit inquires of your past credit history, and may report your current performance from us like missed payments, or defaults to the major credit agencies. Missed payments or defaults may be shown on your credit report.

Legal Certifications

By accepting the terms, you confirm that all the information provided by to Payday Wish and their partnered lenders is true and correct. Any false information or mislead reason can cause a denial of credit services requested by you.

Account Information Accuracy

In order to maintain the dignity of the industry standards, we ensure that all the financial information provided by you must be correct, updated, and complete. If you find that our records about you are inaccurate or incomplete, please contact us. We will correct the information as soon as possible.

Children And The Internet

We respect the privacy of children and that's why we are complying with the Children's Online Privacy Protection Act ("COPPA"). We do not collect or accept the loan application from the customers under the age of the juvenile. You must be under the age of 18 years old or above to access the Payday Wish services.

Privacy Policy

We care about our customers' privacy and security. We also concern about how the information being collected, stored and used. We won't sell the customer's personal and other information to third parties, so don't worry about it. You won't get advertising calls and texts from us. If you ever have any questions related to our Privacy Policy, feel free to Contact Us.

Last Updated: 10-Jan-2020

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